I can't believe we only have five days until Christmas. The scary thing is that I've completed roughly 10% of my shopping. I always do this. I wait until the last possible moment and rush to get everyone something. In the end, it always works out.
This year I won't go gift crazy either. This year my family and I have decided to draw names and get gifts for only one adult, the kids are entitled to receive gifts from all the adults. This idea is such a relief because we always end up spending a lot of money, sometimes money we don't have, just to please others.
If your family is large, and money is tight, don't feel obligated to buy gifts for everyone. And remember, spend cash and not credit. If you can't buy it with the money you own, don't get it at all.